Staff Writer

Greenville Mortgage Rates

Current Greenville Mortgage Rates:

Greenville Mortgage Place is your source for lending in Greenville SC.  Are You looking for the lowest possible interest rate on your next mortgage or refinance?  Try our QUICK CONTACT and have someone working on a lowest rate comparison quote at no-obligation.

Please note that the following interest rates are based on  available averages for today. The actual interest rate that you may be offered could be higher or lower. Use this Greenville SC interest rate information only as a guide to trends for mortgage rates available in South Carolina.

Mortgage Rates

Last Week
30 Year Fixed 3.82%3.85%
15 Year Fixed 2.97%3.00%
5/1 ARM 2.94%3.04%


Estimates above are an average of availability and they do not reflect an exact interest rate you may be offered on your loan. The actual interest rate you might be offered can vary up or down based on many factors such as: the type of property you are purchasing, the type of mortgage you might qualify for, your current credit score, the amounts financed and the loan to value – among other factors. (more…)


Is It Safe to Apply for an Online Mortgage in Greenville SC?

Have you ever asked this question: Is applying for an online mortgage in Greenville safe?

Sadly the fast answer is: For most people – Probably not!

Well then, why do we have an APPLY ONLINE BUTTON? Very good question! So, here is the longer answer:

Recently a New York Times article reported that more and more people were applying online for their mortgage loans than ever before. No reason to expect otherwise since we use the internet today for so many of the things that traditionally we had conducted in person, substituting a few keystrokes or taps on a screen over a drive in ever increasing traffic or waiting on hold to speak to a live person if you can find one. From insurance and banking to ordering our groceries, more and more of our daily transactions are being conducted on our computers, phones or tablets. We hope that our data is safe, but recently news reports of information being hacked at some of the US’s largest retailers and banks have given us all a bit of a pause to trust who really has access to our orders and information.

But, more than all of this above, shopping for your Greenville mortgage online might become a very confusing, frustrating and even overwhelming nightmare if you’re not careful. That is way I say, for most people that might apply online, well, perhaps they probably shouldn’t.

Greenville Mortgages

Here’s more about the dangers of applying online:

Many unsuspecting individuals are apply for loans on the internet only finding out later that they did not apply for a mortgage at all. They have merely entered their personal information into a database of a company that is going to turn around and sell that information to countless other business that want to sell you products and services. So, instead of a friendly call from a Professional Mortgage Broker they are flooded with calls and emails for solicitations from home improvement companies, credit repair companies, home insurance companies, and the list goes on and on. Eventually they might get a call from a mortgage company or worse calls from multiple mortgage companies.